Pentad's Story
The Pentad Group emerged as the result of the merging of
two financial planning practices, namely Quintain Advisory Services
and Bailey Livermore Financial Services, in July 2001.
Roger Bailey and Chris Heyworth began talking about joining
forces many years ago when they found they had a common approach to
their profession and shared high ethical standards and similar
visions for the future.
At the time Roger was managing a law firm’s financial planning
division and Chris had established a financial planning business as
a division of an accounting practice.
In 1998 each went out on his own to establish their own
businesses. They operated alongside each other in the original
premises at Camberwell and shared some office resources and
staff.
Roger brought in two partners, Lance Livermore and Russell
Warmington, and operated as Bailey Livermore Financial Services
while Chris founded Quintain Advisory Services.
Talks of a merger were continuous as both businesses
consolidated and grew. Common themes emerged during the discussions
and all parties believed that a high standard of ethics and
commitment to the client were essential ingredients for success.
The principals decided that a larger – but still compact – business
would be better able to cover the financial planning field if they
joined forces. A ‘boutique’ operation catering for a select list of
clients for whom a wide range of services was provided was
considered the best way of moving forward. The preferred client
being either a retiree, a person with a good level of capital to
invest or the higher paid executive.
It all came to fruition on July 1, 2001 when Quintain Advisory
Services and Bailey Livermore Financial Services commenced
operating as the Pentad Group.
Pentad is not a mass provider of financial advice,
instead concentrating on those clients who are seeking the most
effective way to progress from where they are today to where they
want or need to be in the future.
Roger retired in March 2003, leaving Chris Heyworth, Russell
Warmington & Lance Livermore as principals and directors.
Four further advisers have since joined the firm, namely Robert
Syben, John Robson, Ken Maher and Morgen Harris.
In July 2010, Pentad's self managed superannuation fund
team joined forces with accounting firm CHN Herold Ross to form a
specialised self managed superannuation fund administration
company, Moneta Super.
In October of that same year, Pentad merged with HRM
Financial Services situated in Ringwood.
The Pentad Group is wholly owned by the Principals –
Christopher Heyworth, Lance Livermore, Russell Warmington and
Senior Adviser - Ken Maher as well as Mark Herold and Andrew
Morris, the previous owners of HRM Financial Services.
What is a Pentad?
A pentad is literally a group or series of five. The
Pentad Group is based around the following key aspects of
strategic financial management.
1. Strategic financial planning for the most effective way for
our clients to progress to where they want and need to be in the
future
2. Investment advice to achieve the financial goals and objectives
through a tailored and diversified portfolio of individual
investments
3. Retirement planning and superannuation including the
administration of self-managed superannuation funds to give clients
their chosen degrees of involvement in investment management and
control of their affairs
4. Tax-effective wealth accumulation for the future, and
5. Peace of mind through effective organisation and management of
affairs including estate planning and life insurance. | 
