Superannuation Advice
The goal of superannuation is to provide an income for
retirement; in essence it is a long-term savings plan. Whatever the
stage of your working life - from first role to final,
superannuation should be a core component of your financial
plan.
Of course, if you are already retired then making the most of
your accumulated superannuation will be a key objective.
In recent years, several significant changes have been made to
legislation making superannuation simpler and more attractive to
use.
As a result, for most people superannuation is now an even more
tax-effective way to save and invest for retirement.
Funding your desired lifestyle in retirement can be
substantially dependent upon the value of superannuation saved
during your working life.
Structured planning and review provides the pathway, and we
expect therefore peace of mind in repspect of your financial
future..
While the rules and regulations pertaining to superannuation are
quite complex, all Pentad’s advisers are highly experienced in this
area. We can recommend and review a number of superannuation
strategies aimed at helping you to achieve your lifestyle
objectives.
We personalise superannuation strategies to your specific
circumstances, which includes taking into account a range of
factors, including:
Adequacy of capital
We identify gaps between your current assets and those required
to provide for your desired lifestyle in retirement.
Tax planning
Structured correctly, superannuation strategies can result in
significant ongoing tax savings, which can allow you to maximise
your wealth accumulation potential.
Suitability of your investments
We assess the underlying investments that comprise your
superannuation portfolio to ensure that they suit your attitude to
risk and lifestyle objectives.
Strategy protection
A consideration of your estate planning and personal risk
requirements relating to superannuation is essential to ensure that
your personalised strategy remains appropriate in the event of an
unforeseen event occurring.
Ongoing review
Ongoing review of your personal circumstances, strategies and
investments and the legislative and investment climate are all
vital in ensuring that your objectives remain on target to be
achieved.
Contact us today on (03) 9813-0133 to find out more
about Superannuation Strategy and how Pentad can help you achieve
your financial goals. | 
