Retirement & Pre-Retirement Advice
The perception of retirement is changing. Traditionally,
retirement has been associated with making a clean break from
employment from age 55. Today, more and more people are choosing to
‘transition’ into retirement rather than retiring outright.
Transitioning into retirement can involve a gradual reduction in
work hours, taking on some consulting work or even gaining
employment in a new and unrelated field.
The changing face of retirement has raised opportunities for
individuals to maximise their wealth through careful retirement
planning and ongoing review.
Retirement planning is about putting in place strategies that
will help you enjoy the life you want when you choose to retire.
Pentad’s experienced advisers can assist you in identifying your
retirement objectives and devising strategies aimed at achieving
those goals.
Most people don’t start thinking about planning for retirement
until they are in their fifties. When they do, quite often the
first question they ask is - how much money will I require to fund
my desired lifestyle in retirement?
The answer to this question will vary from person-to-person. It
depends upon the lifestyle you wish to enjoy, the level of assets
accumulated during your life (or that you expect to receive), your
time-horizon to retirement and any legacy intentions you may
have.
Having a thorough understanding of your retirement objectives is
essential in planning for your retirement. It therefore follows
that having a clear picture of your current circumstances and
financial position is required to assess your ability to meet your
retirement objectives within the required timeframe.
Where a shortfall in capital has been identified, we can assess
a number of strategies aimed at closing the gap between your
current level of assets and that required to achieve your
objectives in retirement.
Just as important as it is to plan for retirement, it is equally
as important to continue reviewing your strategies and investments
on an ongoing basis once you are retired. Changes in your personal
circumstances, legislation and investment markets can all have an
impact on your ability to meet your objectives.
Pentad's experienced advisers can help you with your
retirement needs. Contact us today on (03) 9813-0133 to find
out how Pentad can help you achieve your financial goals. | 
