Pentad's Story

The Pentad Group emerged as the result of the merging of two financial planning practices, namely Quintain Advisory Services and Bailey Livermore Financial Services, in July 2001.

Roger Bailey and Chris Heyworth began talking about joining forces many years ago when they found they had a common approach to their profession and shared high ethical standards and similar visions for the future.

At the time Roger was managing a law firm’s financial planning division and Chris had established a financial planning business as a division of an accounting practice.

In 1998 each went out on his own to establish their own businesses. They operated alongside each other in the present premises at Camberwell and shared some office resources and staff.

Roger brought in two partners, Lance Livermore and Russell Warmington, and operated as Bailey Livermore Financial Services while Chris founded Quintain Advisory Services.

Talks of a merger were continuous as both businesses consolidated and grew. Common themes emerged during the discussions and all parties believed that a high standard of ethics and commitment to the client were essential ingredients for success. The principals decided that a larger – but still compact – business would be better able to cover the financial planning field if they joined forces. A ‘boutique’ operation catering for a select list of clients for whom a wide range of services was provided was considered the best way of moving forward. The preferred client being either a retiree, a person with a good level of capital to invest or the higher paid executive.

It all came to fruition on July 1, 2001 when Quintain Advisory Services and Bailey Livermore Financial Services commenced operating as the Pentad Group.

Pentad is not a mass provider of financial advice, instead concentrating on those clients who are seeking the most effective way to progress from where they are today to where they want or need to be in the future.

Roger retired in March 2003, leaving Chris Heyworth, Russell Warmington & Lance Livermore as principals & directors.

Four further advisers have since joined the firm, namely Robert Syben, John Robson, Ken Maher and Rob Collett.

The Pentad Group is wholly owned by the Principals – Christopher Heyworth, Lance Livermore, Russell Warmington; Senior Adviser - Ken Maher; and the Technical Support Team Leader - Charles Bagguley.

What is a Pentad?

A pentad is literally a group or series of five. The Pentad Group is based around the following key aspects of strategic financial management.

1. Strategic financial planning for the most effective way for our clients to progress to where they want and need to be in the future
2. Investment advice to achieve the financial goals and objectives through a tailored and diversified portfolio of individual investments
3. Retirement planning and superannuation including the administration of self-managed superannuation funds to give clients their chosen degrees of involvement in investment management and control of their affairs
4. Tax-effective wealth accumulation for the future, and
5. Peace of mind through effective organisation of affairs including estate planning